Welcome to Gold Star Mortgage Financial Group - Christopher Chaffin!
The Gold Star Mortgage Financial Group Team is your premier mortgage team located in Southfield, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in: Macomb Township, Clinton Township, Chesterfield, Harrison Township, St. Clair Shores, Southfield, Detroit, Bloomfield and other surrounding Michigan areas.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
We offer several products to suit all of your needs when it come’s to home financing.
We offer some low down payment options:
For zero down loans:
- VA (Veteran Affairs) loans- 100% Financing for Veterans and have decades of experience doing them.
- USDA (United States Department of Agriculture) and Rural Housing loans.
For low down payment Loans:
- Conventional loans – Down payments as low as 3% Reduced mortgage insurance and lower rates for higher credit borrowers.
- Home Ready and Home Possible mortgages which have as low as 3% down.
- FHA loans (Federal Housing Administration)- offers an alternative to conventional loans with shorter waiting periods for significant events and lower credit score options (as low as 580 credit scores)
Buying your second home or just have more money to put down:
- Conventional loans- loan amount under $453,100.00 with 5% to 20% down offer the best rates and terms
- Jumbo loans- loan amounts over $453,100.00 and require a minimum of 10% down
- Reverse Mortgage- Purchase or Refinance for individuals over the age of 62 and can be a lot more beneficial then people might think.
Gold Star Mortgage will take care of you, and put you in the home of your dreams. Specializing in Macomb, Clinton, Chesterfield, Harrison and St. Clair Shores homes, we can get you the right kind of mortgage to fit your wants and needs. Contact us today to begin your journey!